[BigPay Review] Save money with BigPay card! Best currency exchange rate!

What is BigPay?

BigPay, introduced by AirAsia, is a mobile app with a card. Basically, it is a Mastercard prepaid card that can be used at any store (local and overseas) that accepts Mastercard. It works like a debit card, so you need to top up/reload the card before you can use it as payment.

So when you book flight on Air Asia, you do not need to pay for any processing fee when you use BigPay card. In addition, you can also get priority access to AirAsia promo! Woots woots~!
(Update: From October 2019, processing fee will not be charged for online banking/ other credit card)

– You can also do peer-to-peer transfer on BigPay app. Fast, easy and convenient.

– Account Service Fee RM2.50 per month for inactive account where there is no card transaction in a particular month. (Waived until further notice)

– ATM Withdrawal Fee
Local: RM6.00 per transaction/
Overseas: RM10.00 per transaction or 2% of withdrawal amount, whichever is higher. (For overseas, only RM10.00 will be charged until further notice)
*If you don’t have time to go to bank/money changer before your trip, you can top up your BigPay card and withdraw the money in local currency upon arrival at your travel destination.

– Enjoy real currency exchange rate with BigPay – no extra fees.
*Currency Conversion Fee (Applied when the purchase is effected in currencies other than Malaysian Ringgit) 1% + network charges
(Only charges by the network will be applied until further notice)

How to earn BIG points? (revised in September 2019)

– 1 BIG Point for every RM 10

Who can use BigPay card?

All Malaysian residents can sign up for BigPay as long as you are 18 years old or older.

Personal thoughts

Previously, I have used BIG Prepaid Mastercard, which is also a Mastercard prepaid card by Air Asia. I changed it to BigPay the moment BigPay was launched. So far, I really like this card. I have used BigPay card during my overseas trip in Taiwan, Japan and Korea. The currency rate is really awesome (since there is no extra bank charges now). Sometimes, the rate is even better than money changer’s rate. But one thing for sure, you pay lesser in overseas using BigPay as compared to credit card (there is bank fee when you use credit/debit card).

My personal tips for buying cheap Air Asia ticket? Sign up to be Air Asia BIG member, and sign up for BigPay card. I always collect BIG points when I fly with Air Asia, I never paid any processing fee when buying Air Asia ticket and I always get discount on pre-booked check-in luggage and in-flight meals too.

Just before I wanted to publish this post, Air Asia announced that they will no longer charge processing fee for payment by online banking or credit card starting from Oct 2019. If you need to book a ticket before October and want to save some money, you should apply for BigPay card and save the processing fee.

use bigpay card in korea

I used bigpay card in Korea

I used my Happy points so I only paid KRW 13,270 (after deducting 1,000++ points).

*Note: I used my bigpay card in Shake Shack Korea. The amount that I was being charged on my bigpay card was around the same as XE currency exchange rate. You can use the card at places where mastercard is accepted so you don’t have to carry so much cash around.

(I even bought KRW 500 mineral water at convenience store using BigPay =D )

How to Get BigPay?

1) Download BigPay App
– Available on App Store and Google Play Store. All your account information and transaction details will be in your mobile phone.

2) Sign up for BigPay card
– Fill in your basic personal details
*Use this referral code (739AJJQEBX) to get RM10 bonus credit
– Verify your identity with your IC/passport and a selfie
– Top up RM20 into your account

3) Wait to receive your BigPay card and Activate the card
– Your card should arrive to your address 5 to 7 business days after you have top up at least RM20 to your account. After you have received the card, you have to activate it.

For more info about BigPay card >> visit https://www.bigpayme.com/
Download Bigpay app (ios) or Bigpay app (android).


*Don’t forget to key in this referral code (739AJJQEBX) to get RM10 bonus credit!

[Jeju] Top 5 Must-Visit Cafes in Jeju Island

What comes into your mind when someone talks about Jeju Island?
Pretty scenery? Beautiful beaches? Yummy abalone? Big Bang G-Dragon’s cafe?

If you love traveling in Korea, I believe you have been to Jeju Island. Jeju Island, known as the “Hawaii of Korea”, is the largest and most famous island in South Korea. There are many things to do in Jeju Island: hiking the tallest mountain in Korea, visiting clean and beautiful beaches, eating cheap seafood and delicious black pork bbq, and (of course, not forgetting) exploring unique cafes.

I have been to a few cafes with very great view in Jeju Island, and have also seen photos of other beautiful cafes taken by my friends. Here is the Top 5 must-visit cafes in Jeju Island that I would like to recommend to you.

#1 BOMNAL CAFE (카페 봄날)

Jeju Bomnal Cafe

Cafe Bomnal in Jeju


“Bomnal”, literally means spring day in Korean, is a very famous seaside cafe located in Aewol town, close to Handam coastal trail and Gwakji Gwamul beach. You can choose to chill in the cozy environment (indoor seating area) or enjoy the beautiful view outdoor. Not forgetting that there are some photo spots outside the cafe, which has turned it into an instagrammable cafe in Jeju Island. This is also one of the filming locations of 2015 Korean drama entitled “Warm and cozy”.



2540 Aewol-ri, Aewol-eup, Jeju-si, Jeju-do
(제주시 애월로1길 25)

Opening hours

09:00 – 21:30


From Jeju Intercity Bus Terminal (opposite side), take Bus #202 and get off at Handamdong(한남동).
*It takes about 1 hour, costs about KRW 1,200


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#cafe #jeju

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If you are G-Dragon’s fan, you will definitely know this cafe. Cafe Monstant Aewol, located very near to Bomnal Cafe in Aewol, is the must-visit cafe for all G-Dragon’s fans (I’m sure you want to support GD Oppa ^^). What makes this cafe special is that you can enjoy the spectacular sea view through the huge glass window from the cafe, and the building is very instagrammable from outside. It is recommended to come here in the evening to enjoy sunset.



56-1, Aewolbukseo-gil Aewol-eup, Jeju-si, Jeju-do

Opening hours

09:00 – 20:00 (Last order 19:00)


From Jeju Intercity Bus Terminal (opposite side), take Bus #202 and get off at Handamdong(한남동).
*It takes about 1 hour, costs about KRW 1,200

#3 Cafe Gongjaksoo (카페 공작소)

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안녕, 제주🍊

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Cafe Gongjaksoo is another cafe with great view and this is my favourite cafe in Jeju! There are some props opposite the cafe where you can take photos. You will also find some korean words written on the window of the cafe and it looks really cool to take photos from the cafe (refer to the photo below).  Any photos taken in Cafe Gongjaksoo can definitely make it to your Instagram feed!

Previously, I took bus #701 from Jeju Intercity Bus Terminal to get to this cafe. From 2017, the bus number changed to #201. (Tips: After visiting the cafe, I took the same bus to Seongsan ilchubong sunrise peak).

Cafe Gongjaksoo


1446 Haemajihaean-ro, Gujwa-eup, Jeju-si, Jeju-do

Opening hours

08:30 – 21:00


From Jeju Intercity Bus Terminal, take Bus #101 or #201 and get off at Saehwari – 세화환승정류장(세화리). Walks about 550m.
*Bus #101 (express bus) takes about 1 hour, costs about KRW 3,000
*Bus #201 takes about 1.5 hours, costs about KRW1,200



#4 Cafe De Seoyeun (known as Seoyeon’s House, 서연의 집)

Jeju Cafe De Seoyeun

Jeju Cafe De Seoyeun


Cafe De Seoyeun in jeju seogwipo

Cafe De Seoyeun in jeju seogwipo

Cafe De Seoyeun (카페서연의집), is the filming location of a famous Korean movie about first love, entitled “Architecture 101(건축학개론)” starred by Suzy, Han Ga-in, Uhm Tae-woong and Lee Je-hoon. This cafe is a two-storey building facing the sea, and you can enjoy very beautiful sea view from the cafe. You can also find many props and posters from the movie. If you have watched the movie, you may be interested to drop by this cafe! Even if you did not watch the movie, I would still recommend you to visit this cafe to enjoy a quite, relaxing and peaceful afternoon in Jeju.



2975 Wimi-ri, Namwon-eup, Seogwipo-si, Jeju-do, South Korea

Opening hours

10:00 ~ 19:00  (Closed at 21:00 in Summer – June to August)



#5 The Romantic Cafe (더로맨틱, 내 생에 가장 아름다운 날들)

Cafe The Romantic Jeju Island

Cafe The Romantic Jeju Island (Photo credit: The Romantic Coffee)


(Photo credit: The Romantic Coffee)

Are you a person who loves coffee and enjoy taking photos? If yes, Cafe The Romantic (더로맨틱, 내 생에 가장 아름다운 날들) is the perfect place to go in Jeju. This cafe is a famous place for pre-wedding photo shoot among Koreans. Not just for pre-wedding photo shoot, anyone who loves taking photos would definitely love this place. The cafe is designed and decorated in European-style that makes you feel like you are in Europe. In addition, you can rent a dress and wander around to take some portrait shots. Every corner is a photo zone! Be prepared to spend about 1-2 hours at this place.

Note: You have to order your drinks before going around the cafe to take photos // 1 drink per person.

Cafe The Romantic


26, Gyorae 1-gil, Jocheon-eup, Jeju City.
제주특별자치도 제주시 조천읍 교래1길 26

Opening hours

10:00~ 20:00


From Jeju Intercity Bus Terminal (opposite side), take Bus #212 and get off at Gyoraeri public health care (교래리 보건소), walk about 350m.
*It takes about 45 mins, costs about KRW 1,200



*EXTRA* O’sulloc Tea Museum

A fan of green tea? Don’t miss out O’sulloc Tea Museum in Jeju Island! You can visit the outdoor tea plantation and indoor museum. There will be lots of O’sulloc tea products for sale. If you are planning to buy the famous O’sulloc green tea milk spread, I recommend you to buy it here as you can also get tax refund (for foreigners only). After checking the tea museum and products, how about heading to the cafe to grab some refreshing green tea or delicious green tea ice-cream?

O’sulloc Tea Museum


15, Sinhwayeoksa-ro, Andeok-myeon, Seogwipo city, Jeju-do
제주 서귀포시 안덕면 신화역사로 15

Opening hours

09:00 – 19:00


From Jeju Intercity Bus Terminal, take Bus #151 (Express) or #255 and get off at Osulloc bus stop.



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